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Tzaddikim Club* - Legacy  Planned Giving Program

As a member of the Tzaddikim Club, you can demonstrate your commitment to our community and ensure the future of our spiritual home.  Please consider making a lifetime gift or a charitable bequest through any of the following options.  Act now.  Don’t wait until it is too late to let your legal advisor know just how much the Temple means to you and your family.

*Rabbi Elazar says: “Tzaddikim – Good people say little and do much.”

Charitable Bequest

Just takes a simple designation in your will or trust and costs nothing during lifetime. They are easy and revocable if situation changes.

 

Living Trust

Avoids probate. Just name the Temple as a beneficiary.

Gift Annuity

A simple agreement that can increase your cash flow from a gift that provides guaranteed fixed payments for life. Lifetime annuity payments, based on age may be two or three times higher than your cash return on low-earning securities or CDs

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Life Insurance

Donate policy and deduct future premium payments, or just name the charity as policy beneficiary. Individuals typically pay less than $1 for $1 of coverage.

 

Charitable Remainder Trust

Great tool for selling assets tax-free and receiving income for life; the remaining assets go to the Temple.   It provides steady cash flow and can be more beneficial than keeping an asset or selling it outright.

 

Retirement Assets

Retirement funds paid to your kids at your passing can get hit with income and estate taxes, but are tax-free to religious institutions. Funds left to children may be hit with income and estate tax of 70% or more.

 

Charitable Lead Trust

You greatly reduce or avoid estate tax on trust assets passing to family… if some trust income goes to the Temple for a few years. Trust provides generous estate and gift tax deductions for wealth transferred to family at a more mature age.

Family Business Stock

When the time comes to transfer or sell your business, there are tax an\d practical reasons for including a charity in the plan. Tax advisors can be very creative.

 

Donor Advised Fund

Works like a ‘charitable bank account’ – claim deduction now and decide later when the Temple will receive the funds. You can retain control and family influence over charitable dollars.

 

Private Foundation

Let’s you and your family invest and control your charitable dollars.

 

“Lifetime Bequest”

(Gift Now + Estate Pledge)

Secures a current gift and increases potential for an even larger estate gift. A long-term pledge binding your estate can leverage donor recognition for these linked gifts.

 

Real Estate

Great for making a gift and also transferring the burden of managing the property. It won’t reduce your disposable funds.

 

Bargain Sale

You can sell your property at a discount, deduct the difference, and receive a lump sum or installment payments. It won’t reduce your disposable funds.

 

Life Estate Deed

You can deed your home or other real property to the Temple, save taxes with a current deduction, and still use the property for the rest of your life. It won’t reduce your disposable funds.

 

Fri, November 24 2017 6 Kislev 5778